What questions should I ask before hiring a contractor?
Before hiring any contractor in Sacramento, ask these essential questions:
License and insurance: 1. What is your CSLB license number? (Verify at cslb.ca.gov) 2. Do you carry general liability insurance? (Ask for certificate) 3. Do you have workers' compensation coverage? (Required if they have employees) 4. Is your contractor bond current?
Project specifics: 5. How long have you been doing this type of work? 6. Can you provide 3 recent references in the Sacramento area? 7. Will you handle all permits and inspections? 8. What is your estimated timeline for this project? 9. Will you be using subcontractors? If so, are they licensed too?
Financial: 10. Can I get a detailed written estimate? 11. What is your payment schedule? (Never pay more than 10% or $1,000 down, whichever is less this is California law) 12. What happens if there are change orders or unexpected costs? 13. Is there a warranty on your work? How long?
Red flags if they: Cannot provide a license number Ask for more than $1,000 or 10% down Only accept cash Pressure you to sign immediately Have no physical address or business cards Refuse to pull permits
This information is provided as a general guide for Sacramento area homeowners. Actual costs and requirements may vary based on your specific situation. Always verify contractor licenses at cslb.ca.gov and check with your local building department for current permit requirements.